3 October 2007, Mumbai



Dewan Housing Finance Corporation Ltd (DHFL) is India’s second largest private housing finance company. With a network of 54 branches and 109 service locations in India, the company provides housing finance to the lower and middle-income group in both semi-urban and rural belts of India. The company has also completed one successful year of operations in Dubai. The company’s portfolio of products includes home loans, home extension loans, home improvement loans, NRI loans, plot loans, mortgage loans, special home loans for women, Aashray deposits, leased rental finance and non-residential property loans.  

DHFL has continuously introduced new products and variants for customers. The company recently introduced a ‘non-income proof scheme’ called Samarth for self-employed individuals. And it was the first to introduce a reverse mortgage scheme—Saksham—for senior citizens in India. The company has also introduced Amar Chhaya, a home loan-linked insurance policy in association with SBI Life, and Sampoorna Rakshak, which offers cover against accidental death, property loss and loss of employment in association with Cholamandalam General Insurance Company. Further, DHFL, which acts as a referral agent for marketing SBI Life insurance products, has specially designed the SBI Life home loan protection plan for its customers. The company has also introduced the Progressive (Step Up) EMI scheme to enable borrowers of certain income profiles to avail higher quantum of loans.


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